ATTENTION: You Must Act Before date


OF $1,720 OR MORE IN 2019...

WARNING: You must act before date
in order to get your first deposit

"I've collected $5,675 so far.
I like the income stream this contract provides."
- Robert B., 74-year-old retiree from Michigan

DISCLAIMER: The strategy revealed in this bulletin is not affiliated with the U.S. Social Security trust fund in any way — nor is it managed, subsidized or endorsed by the Social Security Administration or any other government agency. It does not replace Social Security or affect your ability to collect it.

Dear Reader,

Take a look at this piece of paper…


In the next few minutes I’ll show how a contract just like this one helped me uncover an arrangement between the Social Security Administration and the private sector…

One that allows any American citizen to receive FOUR deposits in 2018…

Four more deposits in 2019…

Four more in 2020…

And then four more deposits every year after that…

For the rest of your life, if you choose.

We’re not talking small amounts of money, either.

For example…

Think about that…

Steve’s not even old enough to qualify for Social Security…

Yet he’s using this special situation to collect a deposit that is almost five times larger than the average Social Security check.

And he’s not alone…

According to independent information I gathered during the course of my investigation…

These deposits have been INCREASING since their inception back in 2009.

Take a look…


From a low of just $11 million in total payouts in 2009…

Word started to leak out to more Americans about this arrangement…

And see what happened?

The total payout has increased more than 1,000% — to a massive $122 million.

If you’ve never heard of this contract…

And how it could lead to hundreds and thousands of dollars being deposited directly into your account — don’t worry…

Most people haven’t heard about it. Let me explain…

From Skeptical…to Convinced

The first time I uncovered this contract, I thought to myself that it couldn’t be real…

After all, it’s completely unrelated to the federal benefits program.

And yet, I heard stories of people who were collecting deposits thanks to this special situation.

So I decided to investigate further. Here’s what I did…

As the chief income analyst at my company, I have an extensive network of more than 42,500 Americans who read my research.

So I conducted my own social experiment…

I blasted an email to all 42,500 Americans with specific instructions on how to take advantage of this opportunity.

I figured that would be the only way to find out for sure if this was real or a hoax.

What we found was STUNNING…

We’re talking about real people…

Real income…

Money that’s deposited directly into their accounts.

And here’s the most fascinating part…

The way this opportunity works is brilliant.

It allows any investor to earn income…

I know this may sound too good to be true…

But this is all possible for one reason…

*** This income does NOT come from the Social Security trust fund.

It’s an opportunity entirely separate from any federal program where the government pays benefits to retirees.

Even though this money can be traced back to the U.S. government, it comes from the private sector.

For reasons that will become clear soon, this is a situation that benefits all the parties involved.

And that’s why this money doesn’t affect your Social Security benefits.

In other words...

You Can Get These Deposits
on Top of What You Collect
From Social Security

And in the next few minutes, I’ll reveal all the details.

I’ll explain the little-known contract between the government and the private sector that makes this opportunity possible…

And I’ll detail exactly how you can start collecting those extra deposits of up to $1,720 or more.

As you’re about to see, this is shockingly easy to do.

You just need to follow a set of instructions to put your name on a very specific list of recipients.

As long as you follow these instructions, it’s virtually guaranteed you’ll watch money getting deposited directly into your retirement account.

For example, Brandon S., 42, also followed my instructions.

Because of his age, he’ll have to wait a couple of decades before he can qualify for Social Security benefits… assuming the program will still be around.

But because the money we’re talking about has nothing to do with the Social Security trust fund, Brandon is already cashing in.

After he received total deposits of $3,300, he sent me a note saying: “I’m using this extra income to add to my nest egg.”

So far, this has worked for 100% of participants.

That’s because, according to Public Law 114-38, these cash distributions are contractually required by the U.S. government.

That means no matter what happens to the economy or to the Social Security trust fund, these payouts must go on.

The only catch is…

You MUST put your name on this list before date.

And it’s not just me saying this.

The law is clear. It states that if you don’t act by this predetermined date, “you will not receive the next payment.”

But I’m getting ahead of myself.

Let me back up a bit and tell you how I uncovered this contract…

Social Security Checks
Are NOT Enough!


My name is Zach Scheidt.

I’m a former hedge fund manager who lives with my seven children in Atlanta, Georgia.

For years I helped manage millions of dollars for high-net worth individuals.

This type of work is lucrative. But believe me, helping the rich get richer is not very gratifying.

So about four years ago, I decided to change gears a bit… and took a job as the chief income analyst at a company that writes to everyday folks.

And ever since, I’ve been helping regular Americans generate more income during retirement and live out their “golden years” the way they always dreamed.

People like Larry, 65 years old.

Although he doesn’t read my research, Larry is a personal friend…

So I know he collects a measly $1,400 in monthly Social Security benefits.

And he has to support his family with this ridiculous income.

He described his dire situation in a recent note he sent me: “Zach, I'm going to have to be working for a long, long time just to keep a roof over my head.”

When I saw how little he was getting from the government, it sent me on a journey to investigate how regular Americans could generate extra income…

That’s when I came across this contract between the Social Security Administration and the private sector.

And I’m going public with everything I uncovered because I know Larry is not alone.

The average retiree’s monthly benefit is currently $1,305.

That’s barely above the federal poverty line.

The bottom line is…

If you depend exclusively on Social Security for income, you’ll most likely spend your golden years eating cat food and struggling to make ends meet.

That’s why I spent the last few months investigating this opportunity and putting this special presentation together…

As long as you act before date, you can put yourself in a position to receive deposits of anywhere from $774 to as high as $6,988…

And that’s on top of what you’re already collecting from Social Security.

Here’s everything I discovered…

It All Started in 2009…
During Obama’s Administration

If you’re retired or are near retirement, something very important happened in 2009.

Take a look…

The Social Security trust fund peaked around that year.


According to projections from the Social Security Administration, the trust fund entered a decline in 2009.

And it’s all downhill from here.

Now, it’s no surprise American Social Security is running on fumes.

Here’s what’s surprising…

Coincidentally, the private sector started getting involved with the Social Security Administration in 2009.

The Obama administration never made a big announcement.

There was no press release.

And it wasn’t “breaking news” on TV.

But the few people who know about this have already started to cash in on this special situation…

Take a look at that chart I showed you earlier…


More than $122 million in total deposits have already been made in 2016 alone.

Who collected these deposits?

In fact, she told me she’s using the deposits to complement the government benefits.

And mind you…

These are not one-time payments.

Because the way the law is written, you could receive up to FOUR of those deposits every year.

Imagine what that kind of extra income could do for you…

Imagine making enough extra cash to pay off your mortgage… cover your living expenses… or simply add to your nest egg.

As you’re about to see, this couldn’t be easier. Anyone can collect these checks.

You just need to add your name to a very specific list of recipients BEFORE date.

So how do you add your name to the list? When can you expect to see your deposit? And how much can you expect your first deposit to be?

I’ll answer all those questions in a moment.

But first, I want to show you something that’s gonna blow your socks off…

53-Year-Old New Jersey Man
Stands to Collect $18,528.70

I want you to meet a man named “Bill Palmer.”

I’ve changed Bill’s name to protect his personal information AND keep him out of the spotlight.

But during the course of my investigation, I found his name on that list of recipients.

And his story is so impressive, I’ve got to share it...

He’s just 53 years old… which means he’s too young to qualify for Social Security benefits.

But that didn’t prevent him from receiving deposits from this special situation.

And before the end of the year he’s set to collect a check for $18,528.70.

That’s the equivalent of 14 average Social Security checks… in just one month.

To be clear, this is not a common example.

See, because Bill is directly involved with this business arrangement, he has the ability to collect above-average checks.

But Bill is a prime example of just how much money is at stake.

If you collected just a quarter of Bill’s amount, you’d be looking at a check for $4,632.

And Bill is just one of a few Americans who’ve discovered this secret…

As I mentioned before, many people from my network have already followed my instructions… and they’ve already put their names on the list of recipients.

So far the success stories have been amazing.

You could be the next one to collect.

But only if you put your name on a specific list of recipients BEFORE date.

There are literally millions of dollars waiting for you to collect. I’m talking about…

$241,453,000 Worth of
“Unclaimed” Deposits

In order to take advantage of this opportunity, it’s important that you first understand how the U.S. government runs its agencies, including the Social Security program.

Like I mentioned before, these deposits do NOT come from the Social Security Administration or any other government agency.

The trust fund is used for Social Security benefits only.

But there’s another pool of money few people know about.

The government uses that separate pool of money to run Social Security regional offices and processing centers.

And it does that through a little-known agency called the Government Services Administration, or GSA.

You can see the connections to the federal government in the diagram below.


But here’s the thing…

The GSA is only able to accomplish its goals through partnerships with the private sector.

And that’s where the opportunity I’ve been talking about comes in.

You see, we found a way for any investor to participate in this arrangement.

Because it so happens that the government has special requirements for some of the private sector entities involved in these GSA arrangements…

It requires by law that some of their money is distributed in the form of cash payouts.

It’s a win-win…

The government gets help from the private sector…

And the private sector makes some money…

That’s how you, I and everyday Americans can participate in this opportunity.

And while no investment is guaranteed — there’s a lot of money involved.

Last year, for example, we found $241,453,000 stashed away in a pool of money, thanks to this arrangement with the government.

That’s millions of dollars ready to be distributed.

And because the private sector is involved, you too could collect some of that cash in the form of deposits.

You Just Need to
Put Your Name on That List
Before date

Again, there’s no age or income requirement.

But you do need to follow a very specific set of instructions.

As you’ll see, this process is brain-dead easy. Already hundreds of Americans all over the country are collecting extra cash from this opportunity.

Real, hold-in-your-hand money. That you can spend on whatever you want…

I’ve received lots of notes like these…

Do you finally see why I’m so excited about this opportunity?

It doesn’t matter your age, your income or your tax situation.

Mary Z., for example, is just 55 years old. She’s too young to collect Social Security benefits.

But in total she has already collected an incredible $43,430.

You too could collect that kind of extra cash.

But you’ll have to act fast on this opportunity.

Like I said at the beginning of this note, you’ll want to add your name to the list of recipients by date, if you want to collect your first deposit.

Before I show you how you can get started, let me answer a critical question…

You Might Be Asking Yourself:
“How Much Can I Expect to Collect?”

I’m sure you’ve noticed not everyone collects the same amount from this opportunity.

Some people who followed my instructions have collected as little as $873.

Others have collected a much larger payout… as big as $43,430.

That’s because the amount will vary depending on HOW you put your name on that list.

Some people do it in a way that ensures a bigger payout than others.


Essentially, the more you’re willing to put in, the higher your deposit will be.

For example, you can’t expect to get a $6,880 check with a small starting stake.

Now, I wish I could explain all the details in this letter. But I don’t want this information to leak online.

Instead of posting the details online, I’ve put all the instructions in a FREE manual called...

How to Get as Much as $17,200 Thanks to a Little-Known Social Security Contract!


Inside this manual, I explain everything… including what you have to do to maximize the payouts… what it takes to get your name on the recipient list… and when you can expect your first deposit.

I even have a table that shows how much you can expect to collect, depending on your personal situation.

Today, I’m giving away 467 copies of this manual… completely free of charge.

As you can see, I only have a limited number of copies available. Here’s why…

Unfortunately, I Can’t Share This With Everyone

See, this partnership between the GSA and the private sector is not as big as Social Security.

Not even close.

To put things into perspective, the Social Security Administration currently pays out more than $800 billion a year in benefits.

Last year, the deposits from this special situation totaled $122 million.

If this was advertised in the media…

If the government had a press release about it…

Or if I posted this information online for everyone to see…

The increased interest could negatively affect the size of those payouts.

So let’s keep this between you and me.

I want YOU to find out how to add your name to the list
of recipients — and almost immediately get a deposit...

By law.

Like clockwork.

Of course, like any other investment, there will still be risk
to the capital you put in when you get your name on this list.

But the good news is, so far, anyone who has added their name to this list of recipients has received a deposit…
in 100% of the cases.

And like I showed you today, many Americans are already collecting deposits thanks
to this opportunity.

I want you to find out how to become one of them.

I’ll give you the full details — and show you how to add your name to the list of recipients — in the manual called How to Get as Much as $17,200 Thanks to a Little-Known Social Security Contract!

Best of all, I’m giving away 467 copies today.

Here’s how you can claim your FREE manual…

Let’s Revolutionize Retirement


After years of working as a hedge fund manager, I'm now the chief income analyst at Agora Financial — one of America’s largest independent financial research institutions.

In my monthly research letter Lifetime Income Report, I show you all the “insider” secrets and financial loopholes I’ve discovered throughout my career.


Put simply, my goal is to revolutionize the way Americans approach retirement.

What you'll see are the kinds of opportunities you’ll never hear about from the mainstream press… and the kinds of moneymaking secrets a broker will never tell you about (usually because they’ll cut into their profits).

Today I'd like for you to take a 100% RISK-FREE trial membership to my research letter.

When you agree to sample my research, I’ll send you a free copy of How to Get as Much as $17,200 Thanks to a Little-Known Social Security Contract!

And that’s not the only income secret I’d like to show you…

See, over the last few years I’ve specialized in a secret transaction that could put hundreds of dollars in your pocket… in less than three minutes.

Here are the details…

The Secret Transaction That Could Generate HUNDREDS (or More) in INSTANT INCOME Month After Month

What if I told you there’s a way to legally generate hundreds of dollars in INSTANT INCOME in three minutes or less?

You’d probably call me crazy, right?

I know this is hard to believe.

Which is why I recently traveled across America…

Looking for people who were broke, unemployed, down on their luck or clueless about the financial markets.

Then I showed them LIVE on camera how to use this secret to quickly generate hundreds of dollars in INSTANT INCOME…

Even if they knew nothing about the financial markets…

Even if they were homeless or didn’t have a job…

Even if they never graduated from high school…

For example, I met Brian B. on Venice Beach.

He lives in a van and travels up and down the coast looking for the best waves. He had no financial experience.

But with my guidance, he used this secret technique to generate $122.50 in just a few minutes.


To further drive the point home, I also traveled to Austin, Texas.

That’s where we met Shannon.

Since she’s just a kid, she also had no experience with the markets.

Yet just a few minutes later, she was able to use this technique to collect $176.50.

She told me she was going to use the money to help her mom buy new furnishings for her home.


I also visited Atlanta, where I met Diana W.

She was on a company outing for a midday baseball game. She had a little trouble working the mouse.

I wasn’t sure if it was the glare of the direct sunlight, or the beers from the tailgating...

But after following my instructions, she added $145 to a brokerage account.

While concessions may be pricey in Atlanta, she made enough money in just three minutes to treat her whole company team to a few rounds!


Now, I know hundreds of dollars may not seem like a whole lot of money.

But the thing is…

This simple transaction is repeatable, so you can collect hundreds of dollars over and over again.

Over time, this could add up to BIG money. But don’t take my word for it.

I already shared this secret with some people in my network. And they’re collecting incredible amounts of instant income using this safe, simple transaction…

Paul Nondorf of Marietta, Georgia, sent me a thank you note telling me he made in excess of $150,000 over the past 10 months.

That’s an average of over $15,000 per month!

Ron Simpson of Charlotte, North Carolina, could hardly wait to share his experience.

Here’s what he said…

“This simple transaction is fabulous! I call it supercharging my income. My best year I made $130,000.”

Think about that… That’s an average of over $10,833 in extra income every month!

And this is NOT some crazy new investment fad or “trick.” It has nothing to do with day trading, commodities or currencies.

This is a safe, simple investment that’s not likely to keep you awake at night.

No wonder Wired magazine called this kind of technique…


This is about as close to a sure thing as you can get.

And I’ve put all the details on how to get started in another special
dossier called The Secret Transaction That Could Generate
HUNDREDS (or More) in INSTANT INCOME Month After Month


By the way, this report is also free. I’ll tell you how to claim your copy in just a moment. First, there’s one more income opportunity I want to share with you…

How to “Juice” the Dividend Payments on Your Favorite Blue Chip Stocks by up to 500%

Most “small-time” investors don’t know this…

But there’s a stock market “loophole” that allows you to collect $5,000, $15,000, even $50,000 or more in extra income… starting with only $50.

You’ll never see this advertised in the mainstream news, and your broker will probably NEVER tell you about it, either.

In fact, once you know how this loophole works, you will probably never want to use a broker ever again.

I’ll show you a group of elite U.S. businesses that could pay you up to FIVE TIMES larger dividends than normal — over a certain period of time.

And all you have to do is bypass your broker… and buy shares of your favorite companies using a route completely outside of the traditional exchanges.

It sounds a bit complicated, but really, it’s quite simple and completely safe.

There’s an application you have to fill out. (I’ll tell you which one.)

You enter your name on the top line, enter your address and phone number on the middle lines, and sign at the bottom.

That’s basically all there is to it.

Using this little-known loophole, you’ll begin “juicing” your shares directly through the company… and over time, your dividends can grow anywhere from 400–500% larger than normal dividends.

Just check out this table…


Not only can you drastically increase your yield fivefold, but when you “juice” your shares, you can make an absolute fortune in capital gains as well, starting with very little money…

For example…


Incredible, right?

All you need to do is bypass your broker, buy shares directly from the company and fill out a special form to begin “juicing” your shares.

Naturally I can’t promise a 500% yield increase on every “juiced” company. Not every recommendation will be a winner.

The results you experience may depend in large part on how well you follow the information and picks you receive.

But this strategy is one of the best ways to supercharge your gains.

You’ll learn all the details inside another report called How to “Juice” the Dividend Payments on Your Favorite Stocks.


This is report is also free. Take advantage of your free gifts by clicking below.

Sign Me Up (and send me my free gifts, too!)

Once you take this risk-free trial to Lifetime Income Report, I’ll send you everything I’ve mentioned so far… for free.

Here’s everything that comes with your trial subscription…


All told, that’s more than $695 worth of value.

Yet the published price for complete access to this whole package is just $99 for a full year.

But today, you won’t have to pay anything near that price (more on that in just a second).

First, however, I’d like to show you that even at “full price,” most folks consider Lifetime Income Report an absolute bargain.

For example…

Jim H. from Provo, Utah, recently wrote in, saying:

"Excellent & very complete discussion. You are giving us a good education."

Allison A. in Portland, Oregon, told us:

"I invested in your paycheck suggestions at the right time to make about 22% in three months."

Steven M. from Chicago said:

"Lifetime Income Report is good advice, intelligently presented and solidly rewarding. Gives us a feeling of stability."

And paid-up subscriber Richard Siedler reports...

"This is one of my favorite newsletters. I look forward to it every month, and the updates. Keep up the good work!"

I want you to become my next success story…

And if you take a risk-free trial today, I’ll also send you a very special bonus report.


Bonus Report:
The Government-Backed Loophole
That ELIMINATES Mortgage Payments…
Saving You $100s Every Month


According to the Consumer Financial Protection Bureau, the average adult 65 and over owes $80,000 on their mortgage.

That’s terrible. The last thing you want to do is to retire with that kind of debt.

If you do that, big mortgage payments will take a big chunk of your nest egg… every month.

That’s why I recently investigated a little-known government-backed “loophole”… one that could help put hundreds of dollars in your pocket every month.

Before you start guessing, this has nothing to do with a reverse mortgage.

And it’s not some kind of refinance plan that costs thousands in closing costs.

Instead, it’s 100% free. No wonder over 3 million Americans have already taken advantage of this loophole.

People like Mary B., from South Carolina. She used the loophole to shave $20,000 off of her mortgage.

She says:

“We improved our situation, and saved $213 on our total payment every month.”

James F. says:

“We are saving over $350 per month now… All because of [this loophole]. Thank god for this.”

And Melissa S. says:

“I had heard from a co-worker who used [this loophole]. She is now saving over $300 per month! I was hearing such great things I had to try it for myself. I’m saving almost $270 a month! The money we save every month is going to be very useful.”

How much could this loophole save you?

It depends on your personal situation. But the average savings is $291 per month.

According to some estimates, this loophole could end up saving you $190,000 in total.

That’s money you can add to your nest egg… instead of shelling out to banks in the form of mortgage payments.

Money that you can use to help you with bills, renovations or your grandkids’ education.

But there’s a catch… actually, two.

First, not everyone will qualify for this.

You need to meet certain requirements. But there are still 1 million Americans who qualify for this. You could be one of them.

And second, you must act before date. By law, that’s when this loophole expires.

I’ve put all the details on this opportunity in a special report called The Government Loophole That ELIMINATES Mortgage Payments… Saving You $100s Every Month .

It’s important to note… this special report is NOT available for sale anywhere, for any price.

They are only available to folks in the Lifetime Income Report community.

Again, as soon as you take advantage of the no-risk trial membership to my research advisory, you’ll gain complete access to everything I’ve mentioned in this letter…

Keep in mind, I’m not asking you to make any kind of long-term commitment. I’m just asking you to check out my research to see if you feel like it’s right for you.

In other words:

Try Out Lifetime Income Report for the Next YEAR (That’s a Full 365 Days!)

Get comfortable with the research. Read all the reports. Try to collect one of those deposits and whatever other opportunities you’d like to take advantage of.

If you decide — for WHATEVER reason — that Lifetime Income Report isn’t perfect for you, call my customer service team on our toll-free 1-800 number, and we will issue you a full refund.

Every single penny!

If you’re not completely satisfied, you can even keep everything you’ve received… every special report, including the manual How to Get as Much as $17,200 Thanks to a Little-Known Social Security Contract!

And if you sign up within the next 24 hours… you can get everything I just mentioned at a fraction of the price.

Just $49… for everything.

If you follow my instructions, it’s very likely your first deposit will more than pay for your entire subscription.

I think we can both agree $49 is truly a bargain. But why so inexpensive?

Well, like I mentioned, I want to revolutionize retirement in this country. And the only way I can do that is by reaching as many folks as possible.

To encourage you to become proactive about planning for retirement, I’m offering you one of the lowest rates you’ll ever see for my work.


If you’re going to depend exclusively on Social Security benefits, I can almost guarantee you’ll have a miserable retirement.

I’m sorry, but I’m just being honest.

Social Security checks are simply not enough to cover normal living expenses.

Consider this…

According to Fidelity, a 65-year-old couple can now expect to spend an estimated $245,000 on health care in retirement.

That’s about $1,000 a month… in health care costs alone.

That means that after covering health care costs, the average retiree will have about $300 left to cover other monthly expenses.

That’s ridiculous.

No wonder Carolyn Colvin, acting commissioner of Social Security, recently confessed: “We’re in a retirement crisis right now.”

The bottom line is… If you don’t act today, you could spend your golden years just getting by.

Remember, I only have 467 copies of the manual How to Get as Much as $17,200 Thanks to a Little-Known Social Security Contract! available today.

Don’t waste any time.

Claim your copy today, before I run out.

Inside, you’ll find the instructions you need to follow in order to receive the next deposit.

The first step? You MUST put your name on the list of recipients before date.

Please click on the button below to start a no-risk trial subscription (at today’s substantial discount) to my research service, Lifetime Income Report.

I sincerely hope you join us today.

I’ve given you my very best price offer… and a “risk nothing and keep everything” guarantee. That means you have zero risk in joining us.

To get started, simply click on the button below. It will take you to a secure sign-up sheet, where you can review everything one last time before you join.

Thanks for reading.

And I look forward to welcoming you to Lifetime Income Report in the next few minutes.


Zachary Scheidt
January 2017


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